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Honour loan (Initiative France / Réseau Entreprendre)
BusinessLoan
Personal zero-interest loan, no collateral, to strengthen the founder's contribution.
In detail
The honour loan is granted to a business founder or buyer by support networks (Initiative France, Réseau Entreprendre). Interest-free, with no collateral or personal guarantee, it strengthens equity and creates leverage on the bank loan. Selection is made by an approval committee.
Eligibility conditions
Holder of a business creation or takeover project; selection by the local network's approval committee; usually conditional on mentoring.
How to get it
- Contact the local Initiative platform or Réseau Entreprendre
- Present your project and financing plan
- Go before the approval committee
- Use the loan as leverage with the bank
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