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Bpifrance guarantee (bank loan guarantee)
BusinessGuarantee
Public guarantee covering part of your bank loan's risk.
In detail
The Bpifrance guarantee eases credit access for very small and medium enterprises by covering part of the bank's risk (up to 60% for a creation). It applies to financing investments, working capital needs or a takeover. It is activated directly by the lending bank.
Eligibility conditions
Very small / medium enterprise financing investments, working capital, goodwill or a majority takeover. The guarantee is activated by the lending bank (for micro-firms, often via France Active).
How to get it
- Build your financing project with your bank
- Ask the bank to request the Bpifrance guarantee
- Obtain the guarantee approval
- Release the guaranteed bank loan
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Coverage varies by branch, headcount and scheme
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